1. A reputable online seller needs to have a history that is recorded with the Better Business Bureau. Check with the BBB before you decide to part with your hard earned money to determine if there have been any major or continual complaints lodged against them. You don't desire to be spending your cash with a company that fails to provide.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement comes in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
3. Sign-up for any id theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
4. When shopping online, always try to keep in mind the price of shipping. Many sites offer free shipping on purchases over a specific amount. In the event that you have to pay shipping, make sure that it is going to fit into your budget after you've added everything for your cart. Using a full cart only to find out you cannot afford the shipping is never a fun experience.
5. Be skeptical of overdoing it. It is much easier to overspend if you are shopping online. You start to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a limit and stick to it.