1. Sign-up for any identity fraud protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Make sure to read all the information about any product you are considering purchasing. Just looking at a picture online can be deceiving sometimes. It will make a product look bigger or smaller than. Make sure to browse the description so that you know exactly what you really are purchasing.
3. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to explain the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use this all information to determine if these costs and options fit well to suit your needs, your budget, as well as your area before you place an order.
4. If a website is not secure, do not make a purchase. Simply look up at the web address when you are shopping. If you notice an "https" rather than an "http," you can feel confident enough to insert your charge card information. However, if there is no "s" in the address, proceed to a different site to be on the safe side.
5. Pay close attention for potential sales online starting as early as Wednesday. Many brick and mortar stores do sales on the weekends, and to compete, many online retailers have moved their sales days up by several days. You can often find exceptional mid-week bargains with just a little online research.