1. If you feel that you will be making a lot of online purchases in the future, consider trying to get a separate bank card to use just for these transactions. It is much easier to track all transactions when they are the only items listed about this card's transaction records. Additionally, you don't need to worry concerning your own funds being compromised, even temporarily, if you are a victim of fraud.
2. Before buying coming from a new online retailer, perform some research on them. Check online reviews from other customers to see the way it handles stuff like customer service, shipping, and its overall buying experience. You can also look at the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions regarding its business before you buy anything.
3. Sign-up for any id theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
4. When shopping online, you should be extra careful if you are using your cellphone to purchase online. Utilizing a public Wi-Fi can leave your personal at risk of hackers. Attempt to only use your secured network when shopping online using a cellphone and never utilize a public Wi-Fi hot location to shop.
5. If you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and they are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means that you will not be out of pocket.