1. Be wary of the emails you receive, even if they appear to be from a retailer you trust. Never click on a web link that directs you to a web site other than usually the one you shopped on. Should you do, you may become vulnerable to a gimmick. Rather than clicking on an email hyperlink, just go as much as your browser and enter in the web site you need to go to. It is much safer that way.
2. Before shopping from a store that is a new comer to you, learn what the store's reputation is similar to. You can usually do a web-based search and learn what others think of the business. It is best to do this so you may not find out the hard way and lose your money.
3. If you feel you will be making a lot of online purchases down the road, consider obtaining a separate bank card to use only for these transactions. It is easier to track all transactions if they are the only items listed with this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
4. To protect yourself use a credit card when shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.
5. When you are shopping on the web, make sure that you are merely shopping on secure websites. Look in the site URL plus it should display "https" rather than the usual "http" at the beginning. Always have an up-to-date copy of anti-virus running on your computer as well. This will ensure that you have a safe online shopping experience.