1. When you are online shopping, make sure that you are just shopping on secure websites. Look in the website URL plus it should display "https" instead of the usual "http" at the beginning. Always have an up to date copy of anti-virus running on your computer too. This will ensure that you have a safe online shopping experience.
2. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you notice there's a pattern, hold off on buying anything until the upcoming sales period begins.
3. After you have found the items you would like, check to see if there are any coupons offered. There are many websites that offer coupons. These coupons can be a certain percent off, a certain dollar amount off or free shipping. Many times several coupons are available. If this is the truth, choose the one that will save you as much as possible.
4. Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. While shopping online, use a credit card instead of a debit card. This is because credit cards are based on your credit, not the amount of money in your bank account. When a internet hacker gets your banking information, they can completely ruin you within a matter of hours.