1. Be mindful where you submit your bank card information. If you are shopping online, only use secure sites. These are sites that have taken steps to guard your valuable information. A secured website will begin with HTTPS as opposed to the standard HTTP. There may also be a locked icon, either in your address or status bar, according to which browser you use.
2. Many online shopping sites offer discounts if you use a "coupon code". These codes can be found online simply by entering the words "coupon code" along with the manufacturer or name of the website you will be buying from. They might offer a percentage off or free shipping simply by entering within a simple code which can be easily found by investing a few minutes looking for it.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement will come in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
4. A reputable online seller needs to have a history that is recorded with the Better Business Bureau. Check with the BBB before you decide to part with your hard earned money to find out if there have been any major or continual complaints lodged against them. You don't want to be spending your cash with a company that fails to provide.
5. Transform it into a habit to register for price alerts. This goes even for purchases that you've recently made. Price alerts will let you know each time a product has dropped to your price you prefer. And if you've recently purchased at full price, it is possible to ask for a price adjustment to satisfy the new deal.