1. Be sure that you're entering your payment details on a secure site. Try to find "https://" within the URL in the site that you're seeking to buy something from. If you don't see that or no indication of any website security, then it's probably a great idea not to trust those people along with your account information.
2. A great way to stay safe when you shop online is to prevent clicking any web addresses that are sent into your email. If you are expecting an email from a company, go to the actual website and do not click any links. Legitimate businesses do not send emails seeking personal information or account information.
3. Many online shopping sites offer discounts if you use a "promotion code". These codes are easily found online simply by entering the words "coupon code" along with the manufacturer or name of the website you will be buying from. They may offer a percentage off or free shipping simply by entering in a simple code which can be easily found by investing a few minutes searching for it.
4. Although it may seem tedious, ensure you read the contract and terms before you purchase with a website. These documents have valuable info on what you can and cannot do when you have a problem with the item that you bought. Read them thoroughly to ensure that you do not have an unwelcome surprise when trying to return items.
5. Be cautious where you submit your bank card information. If you are shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS as opposed to the standard HTTP. There will also be a locked icon, in both your address or status bar, depending on which browser you use.