1. If you are going to be doing some online shopping, make sure you be aware of the liability for every credit card you utilize online. Many credit cards have automatic fraud prevention built-in while others offer it for any minimal fee. You do not want to get stuck with purchases made on your own card in the event the number is stolen.
2. If you feel you will be making a lot of online purchases later on, consider obtaining a separate charge card to use just for these transactions. It is easier to track all transactions should they be the only items listed about this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
3. Read customer testimonials before you buy anything. People are delighted to complain about bad service online, so try to find sites and testimonials which can be terrible so you are aware what you're getting into. You need to take bad reviews with a grain of salt, but if you see many, you know you will find a problem.
4. Never give out your Social Security number for an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you carry on an online store site and discover that as being a requirement, usually do not buy anything from them and shop elsewhere.
5. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to illustrate the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you, your budget, along with your area prior to placing an order.