1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement will come in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
2. When you are making any purchases on the internet and you are required to create a user account, never use the same passwords that you use on other websites. Do not use your e-mail or banking password to make an account to buy shoes from a web retailer. If somebody was able to see this password, they could have access to more than simply your profile on the retailer's store.
3. Read customer testimonials before you buy anything. People are delighted to complain about bad service online, so try to find sites and testimonials which can be terrible so you are aware what you're getting into. You should take bad reviews using a grain of salt, but if you see many, you know there is a problem.
4. Find out more about the payment methods available from the online store you are interested in. Most stores supply you with the option to pay with a charge card or with PayPal. A charge card is a safe option only if the store includes a secure server. If you do not see any details about safety, it is best to go through an alternative store.
5. If you feel you will be making a lot of online purchases later on, consider applying for a separate charge card to use just for these transactions. It is easier to track all transactions when they are the only items listed about this card's transaction records. Additionally, you don't need to worry concerning your own funds being compromised, even temporarily, if you are a victim of fraud.