1. If you are going to be shopping on the web, make sure that you practice it from a computer connection you already know is secure, like the one which you have at home. Hackers search for WI-Fi connections in public places if they are scouting for victims, so avoid shopping when using them.
2. Sign up for your chosen online stores' newsletters. Often online stores will send out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to spend less, you might be able to score some good deals on items you were going to purchase anyway.
3. Never give out your Social Security number to an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you carry on an online store site and find out that as a requirement, tend not to buy anything from them and shop someplace else.
4. To safeguard yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is a mere $50.00 as compared to debit cards where the entire balance could be withdrawn by internet hackers.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.