1. Be skeptical of overdoing it. It is much easier to overspend if you are shopping online. You start to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten should you went to the mall, as an example. Give yourself a restriction and stay with it.
2. Ensure that you're entering your payment details on a safe and secure site. Look for "https://" in the URL in the site that you're attempting to buy something from. If you don't see that or no sign of any website security, then it's probably a good idea not to trust those people along with your account information.
3. Should you be shopping online, never give out your Social Security number. There is no website that requires this number for you to make a purchase. If you are being asked for your Social Security number during checkout, you are probably on a scam website. Leave this site and find one that has a better reputation.
4. Do more research on the online store you are looking at before ordering a product from them. If a store does not provide quality service or products, you will more than likely find some negative reviews published on other sites. It is best to adhere to online stores with the excellent reputation.
5. If you feel you will be making a lot of online purchases in the future, consider obtaining a separate charge card to use only for these transactions. It is much easier to track all transactions if they are the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.