1. Be wary of overdoing it. It is much easier to overspend when you are shopping online. You start out to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, as an example. Give yourself a limit and follow it.
2. To guard yourself use a credit card while shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.
3. Always remember your budget and credit limits while shopping online. The virtual realm of online shopping has got a lot of people in serious debt. You need to take a look at online shopping in the same manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.
4. If you think that you will be making a lot of online purchases down the road, consider obtaining a separate credit card to use just for these transactions. It is easier to track all transactions should they be the only items listed on this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
5. Discover more about the payment methods offered by the online store you are interested in. Most stores supply you with the option to pay with credit cards or with PayPal. Credit cards is a safe option only when the store has a secure server. If you do not see any details about safety, it is advisable to go through a different store.