1. Be cautious where you submit your credit card information. If you are shopping online, only use secure sites. These are sites that have taken steps to guard your valuable information. A secured website will begin with HTTPS rather than the standard HTTP. There may also be a locked icon, either in your address or status bar, based on which browser you use.
2. Before going shopping at any online retailer, do a quick search for promotional codes. Lots of the big retailers often have promotions running which are not advertised on their own home page. Carrying out a quick search for these codes will allow you to insert the code at checkout to save money.
3. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing exactly what was bought, customer information, the prices, etc. You should either print a duplicate of this or save a copy to your computer in case any issues arise before the end of the return period. Be sure to save any emails about your items' status or correspondence with the company regarding your orders, too.
4. When you find yourself making a purchase online, ensure that you use a charge card to pay for the transaction. Charge card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means that you will not be out of pocket.
5. Do not forget to comparison shop when you are looking for things online. People usually do that when shopping in physical stores, but they don't think about it on the web. If you go for the first sale you see, there is a chance you may miss out on a much better deal someplace else.