1. To safeguard yourself use a credit card while shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is a mere $50.00 as compared to atm cards where the entire balance may be withdrawn by internet hackers.
2. Before you make a purchase, compare costs on several websites. Look for special coupons and offers on these websites to ensure that you are getting the best bargain possible. Also look into what it will cost for the shipping on the items and when there are free delivery options available to you.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement will come in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
4. If you feel that you will be making a lot of online purchases later on, consider trying to get a separate bank card to use only for these transactions. It is easier to track all transactions should they be the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
5. When you are making any purchases on the web and you are required to make a user account, never make use of the same passwords that you use on other websites. Do not use your e-mail or banking password to make a free account to buy shoes from a web retailer. If a person was able to check this out password, they can have access to more than simply your profile on the retailer's store.