1. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there's a pattern, hold off on buying anything until the upcoming sales period begins.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement is available in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
3. Sign-up for any identity fraud protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
4. When you shop online, you need to be extra careful if you are using your cellphone to purchase online. Employing a public Wi-Fi can leave your personal susceptible to hackers. Attempt to only use your secured network when shopping online using a cellphone and never make use of a public Wi-Fi hot location to shop.
5. Sign up for your chosen online stores' newsletters. Often times online stores sends out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to spend less, you might be able to score some great deals on items you were going to purchase anyway.