1. If you feel that you will be making a lot of online purchases later on, consider trying to get a separate charge card to use only for these transactions. It is much easier to track all transactions if they are the only items listed on this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
2. Always save copies of your orders and receipts from online purchases. Many stores will redirect one to a page after you've submitted an order detailing exactly what was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Ensure that you save any emails about your items' status or correspondence with the company regarding your orders, too.
3. In case you are shopping online, never give out your Social Security number. There is not any website that requires this number for you to buy something. If you are being asked for your Social Security number during checkout, you are probably on a scam website. Leave this site and find one that has a better reputation.
4. When you shop online, use a credit card instead of a debit card. This is because credit cards are based on your credit, not the amount of money inside your bank account. When a internet hacker gets your banking information, they can completely ruin you within a point of hours.
5. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to describe the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their handling and shipping fees are. Use this all information to determine if these costs and options fit well to suit your needs, your budget, along with your area before you place an order.