1. Ensure that you're entering your payment details on a secure site. Try to find "https://" inside the URL of the site that you're attempting to buy something from. If you don't see that or no sign of any website security, then it's probably a great idea not to trust those people with your account information.
2. Before investing in a product online, find out more about shipping. If you do not find any details about shipping costs, contact the vendor to find out if there are additional charges for shipping. If there are several shipping options, choose an affordable and reliable option to make sure you receive your product quickly.
3. Before shopping from a store that is new to you, learn what the store's reputation is similar to. You can usually do an online search and learn what others think of the business. It is best to do that so you may not find out the hard way and lose your cash.
4. Always remember your financial budget and credit limits when shopping online. The virtual world of online shopping has become a lot of people in serious debt. You need to look at online shopping in a similar manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement is available in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.