1. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there's a pattern, hold off on buying anything until the upcoming sales period begins.
2. Be wary of overdoing it. It is much easier to overspend when you are shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten should you went to the mall, as an example. Give yourself a restriction and stick to it.
3. If you're considering buying a product online, browse the reviews. The reviews from other people that have used the product should be able to give you a great idea about the product. You may be able to find out the standard of the product, when it worked as described, and if you should create the purchase.
4. Sign-up for any identity fraud protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. If a website is not secure, do not make a purchase. Simply check out at the website address when you are shopping. If you notice an "https" as opposed to an "http," you can feel confident enough to insert your charge card information. However, if there is no "s" inside the address, start working on a different site to be around the safe side.