1. If a website is not secure, do not make a purchase. Simply check out at the web address when you are shopping. If you notice an "https" instead of an "http," you can feel confident enough to insert your credit card information. However, if there is no "s" within the address, move on to a different site to be on the safe side.
2. A reputable online seller needs to have a history that is recorded with the Better Business Bureau. Check with the BBB prior to deciding to part with your hard earned money to determine if there have been any major or continual complaints lodged against them. You don't want to be spending your money using a company that fails to provide.
3. Once you enjoy the ease of frequent shopping online, it's extremely important to keep changing the passwords you use for each account. Every few weeks approximately, make up a brand new password to your bank and also the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.
4. Be wary of overdoing it. It is much easier to overspend if you are shopping online. You begin to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten should you went to the mall, for example. Give yourself a restriction and stay with it.