1. Should you be shopping online, never give out your Social Security number. There is no website that requires this number for you to make a purchase. If you are being asked for your Social Security number during checkout, you may be on a scam website. Leave this site and find one that has a better reputation.
2. If you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and are only accountable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.
3. When you shop online, you should be extra careful if you are using your cellphone to purchase online. Employing a public Wi-Fi can leave your personal susceptible to hackers. Attempt to only use your secured network when shopping online using a cellphone and never make use of a public Wi-Fi hot spot to shop.
4. Be careful which sites you patronize. It is difficult to learn which are in the up or higher and which are not, but there are a few clues. If the address does not sound right or the design seems off, go to a different site. In addition, if a lot of pop-up windows begin appearing, close them out and move on.
5. When shopping online, choose the best shipping policy. Often companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.