1. Sign-up for any id theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Read customer testimonials before you buy anything. People are delighted to complain about bad service online, so search for sites and testimonials which are terrible so you are aware what you're getting into. You should take bad reviews having a grain of salt, but if you see many, you know you will find a problem.
3. If you are going to get doing some shopping online, make sure you comprehend the liability for each and every credit card you utilize online. Many credit cards have automatic fraud prevention integrated while others offer it for a minimal fee. You do not need to get stuck with purchases made on the card when the number is stolen.
4. If you feel that you will be making a lot of online purchases down the road, consider obtaining a separate charge card to use only for these transactions. It is simpler to track all transactions when they are the only items listed on this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
5. If a website is not secure, do not make a purchase. Simply search for at the web address when you are shopping. If you notice an "https" rather than an "http," you can feel confident enough to insert your charge card information. However, if there is no "s" within the address, move on to a different site to be around the safe side.