1. Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. If you shop frequently at a certain website or online store, it could be worth it to sign up for their email updates which normally have special offers and sales. This can translate into savings for you personally as you may obtain a discount on the item as well as free shipping, which could add up to bigger savings if you buy from the site often.
3. To safeguard yourself use a credit card while shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is actually a mere $50.00 as compared to debit cards where the entire balance may be withdrawn by internet hackers.
4. Be wary for any emails you get, even if they appear to be coming from a retailer you trust. Never click on a hyperlink that directs you to a site other than the main one you shopped on. Should you do, you may become vulnerable to a scam. Rather than simply clicking an email hyperlink, just go as much as your browser and type in the web site you want to go to. It is actually much safer that way.
5. Be wary of overdoing it. It is much easier to overspend when you find yourself shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for example. Give yourself a limit and stay with it.