1. Be wary for any emails you get, even if they appear to be from the retailer you trust. Never click on a link that directs you to a web site other than the main one you shopped on. Should you do, you may become vulnerable to a scam. Rather than clicking on an email hyperlink, just go as much as your browser and enter in the web site you need to go to. It really is much safer that way.
2. Should you be shopping online, never give out your Social Security number. There is no website that needs this number for you to buy something. If you are being asked for your Social Security number during checkout, you may be on a scam website. Leave this site and find one that includes a better reputation.
3. After you have found the items you want, check to see if there are any coupons offered. There are many websites that offer coupons. These coupons can be a certain percent off, a certain dollar amount off or free shipping. Many times several coupons are available. If this is the truth, choose the one which will save you the most money.
4. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement is available in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
5. Be careful which sites you patronize. It is difficult to know which are on the up and up and which are not, but there are a few clues. If the address does not sound right or the design seems off, go to a different site. Additionally, if a variety of pop-up windows begin appearing, close them out and move on.