1. Sign-up for any id theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Turn it into a habit to sign up for price alerts. This goes even for purchases that you've recently made. Price alerts will let you know whenever a product has dropped to a price you want. And if you've recently purchased at full price, it is possible to ask for a price adjustment to meet the new deal.
3. In case you are shopping online, never give out your Social Security number. There is no website that requires this number for you to buy something. If you are being asked for your Social Security number during checkout, you may be on a scam website. Leave this site and find one that has a better reputation.
4. Be wary of overdoing it. It is much easier to overspend when you are shopping online. You begin to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a limit and follow it.
5. Be careful in regard to the online stores that you consider buying from. If the web store is poorly designed, full of misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's better to be safe than sorry.