1. If you feel you will be making a lot of online purchases down the road, consider trying to get a separate charge card to use simply for these transactions. It is much easier to track all transactions if they are the only items listed with this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
2. Discover the online store's return policy. Should you be considering creating a purchase on an item that you might like to return, be sure you find out if returning the item is definitely an option. Sometimes when you shop online, items cannot be returned and you may not want to be saddled with an unwanted item.
3. If you want to buy books online, you'll get yourself a better deal if you get them used. Based on the condition you receive them in, you may just end up paying a few cents plus shipping. Make sure you go through the description of the book to see if there are any damages you should be aware of.
4. If you are making a purchase online, make sure that you use a charge card to pay for the transaction. Bank card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
5. If a website is not secure, do not buy something. Simply check out at the web address when you are shopping. If you notice an "https" rather than an "http," you can feel confident enough to insert your credit card information. However, if there is no "s" within the address, move on to a different site to be on the safe side.