1. Always remember your budget and credit limits when you shop online. The virtual arena of online shopping has gotten a lot of people in serious debt. You need to take a look at online shopping in the same way you look at offline shopping. Never buy items online that you don't have the cash to pay for.
2. Be careful when it comes to the online stores that you consider buying from. If the web store is poorly designed, filled with misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's better to be safe than sorry.
3. Before shopping from a store that is new to you, discover what the store's reputation is much like. You can usually do an internet search and learn what others think of the business. It is best to do that so you do not find out the difficult way and lose your cash.
4. When you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and therefore are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means that you will not be out of pocket.
5. Be suspicious of overdoing it. It is much easier to overspend if you are shopping online. You begin to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten in the event you went to the mall, for example. Give yourself a limit and follow it.