1. Sign-up for any identity theft protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. To protect yourself use a credit card when you shop online. The government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is a mere $50.00 as compared to debit cards where the entire balance could be withdrawn by internet hackers.
3. When searching out the best price to get a big ticket item, make sure to check the store reviews to find out if other customers enjoyed a good experience with them. It is also a good idea to consult with the Better Business Bureau too. You want to make certain that the business is legitimate and values you as a client.
4. Always remember your budget and credit limits while shopping online. The virtual realm of online shopping has got a lot of people in serious debt. You need to take a look at online shopping in the same way you look at offline shopping. Never buy items online that you don't have the cash to pay for.
5. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing exactly what was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items' status or correspondence with the company regarding your orders, too.