1. Sign-up for any id theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. A great way to stay safe when shopping online is to prevent clicking any web addresses that are sent into your email. If you are expecting an email from a company, visit the actual website and do not click any links. Legitimate businesses do not send emails seeking personal information or account information.
3. If you are looking at purchasing coming from a seller for the first time, take a moment to carefully examine their past customer reviews. As a general rule this provides you with an approximate idea of what type of goods and services you need to expect yourself. Anyone who has been rated lowly time and time again needs to be given a wide swerve.
4. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
5. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you notice there's a pattern, hold off on buying anything until the upcoming sales period begins.