1. Never give out your Social Security number with an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you continue an online store site and find out that as a requirement, do not buy everything from them and shop someplace else.
2. If a website is not secure, do not make a purchase. Simply look up at the website address when you are shopping. If you notice an "https" as opposed to an "http," you can feel confident enough to insert your credit card information. However, if there is no "s" in the address, move on to a different site to be in the safe side.
3. Be mindful where you submit your charge card information. When you are shopping online, always employ secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS rather than the standard HTTP. There may also be a locked icon, either in your address or status bar, depending on which browser you use.
4. Always remember your finances and credit limits when you shop online. The virtual arena of online shopping has become a lot of people in serious debt. You need to examine online shopping in the same manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.
5. If you are making a purchase online, ensure that you use credit cards to pay for the transaction. Charge card users are protected against fraud by federal law and therefore are only accountable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.