1. Be wary of any emails you get, even if they appear to be from the retailer you trust. Never click on a link that directs you to a site other than the one you shopped on. Should you, you may become vulnerable to a gimmick. Rather than clicking on an email hyperlink, just go up to your browser and enter the web site you would like to go to. It is much safer that way.
2. When you shop online, be sure that the online store offers secure checkout. This will help protect your personal information from being stolen. To ensure the site is encrypted look up into your web browser's URL box. The website is secured if the website starts with https. This stands for hyper transfer protocol secure.
3. Be skeptical of overdoing it. It is much easier to overspend when you are shopping online. You begin to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten in the event you went to the mall, for example. Give yourself a restriction and follow it.
4. If a website is not secure, do not make a purchase. Simply check out at the web address when you are shopping. If you notice an "https" instead of an "http," you can feel confident enough to insert your bank card information. However, if there is no "s" inside the address, proceed to a different site to be in the safe side.
5. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you notice there's a pattern, hold off on buying anything until the upcoming sales period begins.