1. To safeguard yourself use a credit card when shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is really a mere $50.00 as compared to atm cards where the entire balance may be withdrawn by internet hackers.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement comes in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
3. In case you have questions while shopping, search for a live chat function on the online store. Many big brands (and even some boutique stores) now have this functionality. You can chat immediately with a customer care representative to correct any issues or answer any questions prior to buying. That can provide you with a lot of satisfaction.
4. Whenever you enjoy the ease of frequent online shopping, it's extremely important to keep changing the passwords you use for each account. Every few weeks roughly, make up a whole new password for the bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for that strongest passwords.
5. Transform it into a habit to register for price alerts. It goes even for purchases that you've recently made. Price alerts will let you know each time a product has dropped to a price you like. And if you've recently purchased at full price, you can ask for a price adjustment to meet the new deal.