1. If you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
2. If you are shopping online, never give out your Social Security number. There is no website that really needs this number for you to make a purchase. If you are being asked for your Social Security number during checkout, perhaps you are on a scam website. Leave this site and discover one that has a better reputation.
3. Be wary for any emails you obtain, even if they appear to be from the retailer you trust. Never click on a link that directs you to a website other than the main one you shopped on. Should you do, you may become vulnerable to a scam. Rather than clicking on an email hyperlink, just go as much as your browser and type in the web site you would like to go to. It is much safer that way.
4. If you are going to be doing some shopping online, make sure you comprehend the liability for every credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it to get a minimal fee. You do not would like to get stuck with purchases made on your own card in the event the number is stolen.
5. A reputable online seller needs to have a history that is recorded with the Better Business Bureau. Check with the BBB prior to deciding to part with your hard earned money to find out if there have been any major or continual complaints lodged against them. You don't want to be spending your money using a company that fails to offer.