1. Be careful where you submit your bank card information. If you are shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS as opposed to the standard HTTP. There will also be a locked icon, either in your address or status bar, depending on which browser you use.
2. When shopping online, choose the best shipping policy. Often companies offer expedited shipping. However, often times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
3. Should you shop frequently at a certain website or online store, it may be worth it to enroll in their email updates which normally have special deals and sales. This can translate into savings for you personally as you may get a discount in the item or even free shipping, which may add up to bigger savings if you pick from the site often.
4. When shopping online, always try to keep in mind the buying price of shipping. Many sites offer free shipping on orders over a certain amount. In the event that you do have to pay shipping, make sure that it is going to fit into your budget after you've added everything for your cart. Having a full cart only to find out you are unable to afford the shipping is never an enjoyable experience.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement will come in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.