1. If you are making a purchase online, make sure that you use credit cards to pay for the transaction. Bank card users are protected against fraud by federal law and are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means you will not be out of pocket.
2. Be mindful which sites you patronize. It is difficult to find out which are around the up and up and that are not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. In addition, if a lot of pop-up windows begin appearing, close them out and move on.
3. Sign up for your favorite online stores' newsletters. Often times online stores will be sending out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to spend less, you might be able to score some great deals on items you were going to purchase anyway.
4. Although it may look tedious, ensure you read the contract and terms before you purchase at a website. These documents have valuable information about what you can and cannot do when you have an issue with the item that you bought. Read them thoroughly in order that you do not have an unwelcome surprise when trying to return items.
5. Before shopping from a store that is unfamiliar with you, learn what the store's reputation is similar to. You can usually do a web-based search and find out what others think of the business. It is best to do this so you do not find out the hard way and lose your cash.