1. To safeguard yourself use a credit card when you shop online. The government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is a mere $50.00 as compared to atm cards where the entire balance may be withdrawn by internet hackers.
2. Be careful where you submit your credit card information. If you are shopping online, only use secure sites. These are sites that have taken steps to guard your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There may also be a locked icon, in both your address or status bar, based on which browser you use.
3. When shopping online, choose the best shipping policy. Often times companies offer expedited shipping. However, often getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
4. Be careful when it comes to the online stores that you consider buying from. If the web store is poorly designed, packed with misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's better to be safe than sorry.
5. Although it may look tedious, ensure you read the contract and terms before you purchase at a website. These documents have valuable information about what you can and cannot do when you have a problem with the item that you bought. Read them thoroughly so that you do not have an unwelcome surprise when trying to return items.