1. When shopping online, always try to keep in mind the price of shipping. Many sites offer free shipping on orders over a specific amount. In the event that you do have to pay shipping, make sure that it is going to squeeze into your budget after you've added everything to your cart. Having a full cart only to find out you are unable to afford the shipping is never an enjoyable experience.
2. If you feel that you will be making a lot of online purchases in the future, consider obtaining a separate charge card to use just for these transactions. It is much easier to track all transactions when they are the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
3. When you are online shopping, you should only shop at reputable stores. If the store does not have a strong reputation, you may be requesting trouble. Some people have had their credit card and personal information stolen from shopping on less than reputable websites. Be careful and protect your private information.
4. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement comes in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
5. When shopping online, choose the best shipping policy. Often times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.