1. Transform it into a habit to sign up for price alerts. This goes even for purchases that you've recently made. Price alerts will let you know whenever a product has dropped to your price you like. And if you've recently purchased at full price, you can ask for a price adjustment to fulfill the new deal.
2. If you are going to be doing some shopping online, make sure you comprehend the liability for each and every credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not need to get stuck with purchases made on your card when the number is stolen.
3. Be careful where you submit your charge card information. When you find yourself shopping online, always use secure sites. These are sites that have taken steps to guard your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There may also be a locked icon, either in your address or status bar, according to which browser you use.
4. Sign-up for any id theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. When you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.