1. Once you enjoy the comfort of frequent shopping online, it's essential to keep changing the passwords you use for each account. Every couple of weeks roughly, make up a brand new password to your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.
2. Be careful when it comes to the online stores that you consider buying from. If the web store is poorly designed, full of misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's safer to be safe than sorry.
3. When shopping online, make sure that the online store offers secure checkout. This helps protect your own personal information from being stolen. To ensure the site is encrypted look up into your web browser's URL box. The website is secured if the website starts with https. This stands for hyper transfer protocol secure.
4. Sign-up for any identity fraud protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you can protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to illustrate the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their handling and shipping fees are. Use this all information to decide if these costs and options fit well to suit your needs, your budget, and your area before you place an order.